Lemonade Offers Up to 50% Discounts on Tesla FSD Miles

$LMND is reportedly offering insurance discounts on miles driven using $TSLA's Full Self-Driving system, with reductions of 30% for older HW3 vehicles and 50% for HW4-equipped vehicles.
The difference in pricing suggests that Lemonade's insurance model assigns different risk profiles to Tesla's hardware generations.
The development provides an independent insurance-pricing signal related to assisted-driving technology, although the discounts alone do not establish that FSD is safer across all driving conditions.
If supported by long-term claims data, differentiated insurance pricing could become an important factor in evaluating the economic benefits of advanced driver-assistance systems.